The purpose of this survey was to investigate the barriers to the provision of employer-sponsored health insurance coverage and to describe the premiums and other characteristics of health plans offered by employers. With the goal of remedying the previous lack of state-level data, the survey was conducted to aid in defining problems in the employment-based insurance market and in analyzing the impacts of states' policy options. The survey collected data on characteristics of employers and workers in establishments offering and not offering health insurance, including the number of employees (statewide and nationwide), the distribution of workers by hours worked, age, sex, and earnings, the peak month for seasonal workers, the type of industry or business, whether health insurance was offered, and eligibility rules for health insurance. It also collected information about the characteristics of plans offered, including premiums, cost-sharing, medical underwriting, self-insurance, type of plan, number of days a person must wait for coverage of a preexisting condition, and whether each plan covered prenatal care, maternity care, outpatient prescription drugs, mental health services, dental care, and treatment for alcoholism or drug abuse. The survey also elicited information from employers not offering health insurance as to other forms of compensation for medical expenses they provided to employees.
Years Available: 1993-1994
Inclusion/Exclusion Criteria:
Methods: computer-assisted telephone interview (CATI), mail questionnaire
Sampling Design: In each state, a probability sample of public and private employers was selected. Approximately 2,000 private employment establishments were sampled in each state, allocated equally to four strata as defined by the number of workers: 1-4, 5-9, 10-24, and 25 and over. Forty-six to 262 public employers were sampled in each state.
Sample Size: 22,890 firms
Unit of Observation: Employer/Firm/Health Plan
Limitations:
Data Format: SAS/SPSS
Publisher: Institute for Social Research, University of Michigan
URL:
http://webapp.icpsr.umich.edu/cocoon/ICPSR-STUDY/06908.xml
Variables: